Tax year 2026 · Flat 4.99% — cut from 5.19%
Georgia Paycheck Calculator 2026
Georgia's income tax fell to 4.99% for 2026 and the standard deduction jumped to $15,000 for single filers. Many calculators still show 5.19% or 5.39% — this one uses the rate the Department of Revenue actually published.
| Item | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,500.00 | $65,000.00 |
| Federal income tax | $216.15 | $5,620.00 |
| Social Security | $155.00 | $4,030.00 |
| Medicare | $36.25 | $942.50 |
| Georgia income tax | $95.96 | $2,495.00 |
| Take-home pay | $1,996.63 | $51,912.50 |
Estimate only. This uses standard withholding assumptions and does not account for W-4 adjustments, multiple jobs, or local city taxes. Not tax advice — see the disclaimer.
Georgia Take-Home Pay at Common Salaries
Estimated take-home for a single filer using the standard deduction with no pre-tax contributions. Your own paycheck will differ based on your W-4, benefits and retirement contributions.
| Gross salary | Federal | FICA | Georgia tax | Take-home | Effective rate |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $1,248 | $33,073 | 17.3% |
| $50,000 | $3,820 | $3,825 | $1,747 | $40,609 | 18.8% |
| $60,000 | $5,020 | $4,590 | $2,246 | $48,145 | 19.8% |
| $75,000 | $7,670 | $5,738 | $2,994 | $58,599 | 21.9% |
| $85,000 | $9,870 | $6,503 | $3,493 | $65,135 | 23.4% |
| $100,000 | $13,170 | $7,650 | $4,242 | $74,939 | 25.1% |
| $125,000 | $18,734 | $9,563 | $5,489 | $91,215 | 27% |
| $150,000 | $24,734 | $11,475 | $6,737 | $107,055 | 28.6% |
Filing jointly changes this. On $100,000 a married couple pays $3,493 in georgia state-level tax rather than $4,242, and keeps about $81,217 against a single filer's $74,939.
Georgia Paycheck Calculator by Pay Frequency
Your annual salary does not change with how often you are paid, but the amount landing in your account each time does. Take-home figures, single filer:
| Annual salary | Weekly | Biweekly | Semi-monthly | Monthly |
|---|---|---|---|---|
| $50,000 | $780.93 | $1,561.87 | $1,692.02 | $3,384.04 |
| $60,000 | $925.86 | $1,851.71 | $2,006.02 | $4,012.04 |
| $75,000 | $1,126.89 | $2,253.79 | $2,441.60 | $4,883.21 |
| $100,000 | $1,441.12 | $2,882.25 | $3,122.44 | $6,244.88 |
Biweekly and semi-monthly are not the same. Biweekly means 26 paychecks a year; semi-monthly means 24 slightly larger ones. Two months a year contain three biweekly paydays, which is why some months feel unexpectedly comfortable.
How Much Is $50,000 After Taxes in Georgia?
A single filer earning $50,000 keeps approximately $40,609 a year, an effective tax rate of 18.8%.
| Amount | |
|---|---|
| Annual gross | $50,000 |
| Federal income tax | $3,820 |
| Social Security and Medicare | $3,825 |
| Georgia income tax | $1,747 |
| Annual take-home | $40,609 |
| Monthly | $3,384.04 |
| Biweekly | $1,561.87 |
| Weekly | $780.93 |
How Much Is $75,000 After Taxes in Georgia?
A single filer on $75,000 takes home roughly $58,599, an effective rate of 21.9%.
| Amount | |
|---|---|
| Annual gross | $75,000 |
| Federal income tax | $7,670 |
| Social Security and Medicare | $5,738 |
| Georgia income tax | $2,994 |
| Annual take-home | $58,599 |
| Monthly | $4,883.21 |
| Biweekly | $2,253.79 |
| Weekly | $1,126.89 |
That is the same as $36.06 an hour at 40 hours a week — see $35 an hour is how much a year for the hourly comparison.
How Much Is $100,000 After Taxes in Georgia?
A single filer on $100,000 keeps about $74,939, an effective rate of 25.1%.
| Amount | |
|---|---|
| Annual gross | $100,000 |
| Federal income tax | $13,170 |
| Social Security and Medicare | $7,650 |
| Georgia income tax | $4,242 |
| Annual take-home | $74,939 |
| Monthly | $6,244.88 |
| Biweekly | $2,882.25 |
| Weekly | $1,441.12 |
Married filing jointly on the same income keeps roughly $81,217, because of the larger federal and state standard deductions.
The 2026 rate is 4.99%
Georgia taxes all income at a single flat rate. For 2026 that rate is 4.99%, down from 5.19% in 2025.
The cut came from HB 463, which accelerated a reduction schedule already in law. Under the earlier plan in HB 111, the rate would have stepped down by 0.10 points a year — reaching 5.09% in 2026 and 4.99% only around 2029. HB 463 skipped the intermediate steps and went straight to 4.99%, three years ahead of schedule.
That history is why you will see four different numbers quoted online for 2026: 5.39% (the 2024 rate), 5.19% (2025), 5.09% (what the old glide path predicted), and 4.99% (what was actually enacted). The Georgia Department of Revenue's revised 2026 Employer's Withholding Tax Guide confirms 4.99%.
Deductions went up too
HB 1199 raised the standard deduction substantially for 2026:
| Filing status | 2026 standard deduction |
|---|---|
| Single, head of household, married filing separately | $15,000 |
| Married filing jointly | $30,000 |
The dependent deduction also rose from $4,000 to $5,000 per dependent.
Georgia has no personal exemption — it moved to a deduction-based system when it flattened the tax. If a calculator is applying a $2,700 personal exemption to your Georgia income, it is running pre-2024 rules.
Take-home pay at common salaries
Single filer, standard deduction, no pre-tax contributions.
| Gross salary | Federal | FICA | GA tax | Take-home | Effective rate |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $1,248 | $33,073 | 17.3% |
| $50,000 | $3,820 | $3,825 | $1,747 | $40,609 | 18.8% |
| $60,000 | $5,020 | $4,590 | $2,246 | $48,145 | 19.8% |
| $75,000 | $7,670 | $5,738 | $2,994 | $58,599 | 21.9% |
| $85,000 | $9,870 | $6,503 | $3,493 | $65,135 | 23.4% |
| $100,000 | $13,170 | $7,650 | $4,242 | $74,939 | 25.1% |
| $125,000 | $18,734 | $9,563 | $5,489 | $91,215 | 27.0% |
| $150,000 | $24,734 | $11,475 | $6,737 | $107,055 | 28.6% |
Paid every two weeks, that is roughly $1,562 on $50,000, $2,254 on $75,000, and $2,882 on $100,000 per paycheck.
A married couple filing jointly on $100,000 keeps about $81,217 — around $6,300 more than a single filer on the same income, mostly from the doubled standard deduction.
No local income tax anywhere
No Georgia city or county levies an income tax. Atlanta, Savannah, Augusta, Columbus — none of them.
This is a genuine simplification compared with neighbouring systems. Ohio has more than 600 municipal income taxes. Indiana has a county tax in all 92 counties. Maryland charges county income tax on every resident. In Georgia there is one rate, one form, and nothing else at the state level.
Sales tax is 4% at state level with local additions typically bringing the combined rate to 7–8%.
What comes out of a Georgia paycheck
| Deduction | Rate |
|---|---|
| Federal income tax | Per IRS tables and your W-4 |
| Social Security | 6.2% up to $184,500 |
| Medicare | 1.45%, plus 0.9% above $200,000 |
| Georgia income tax | 4.99% of taxable income |
Georgia has no state disability insurance and no paid family leave premium. Unemployment insurance is employer-paid and never appears on your stub.
Form G-4 works differently
Georgia uses Form G-4, its own withholding certificate, and it does not use numeric personal allowances the way older forms did.
Instead you select a filing status letter — A for single, B for married filing separately or jointly with both spouses working, C for married filing jointly with one spouse working, D for head of household — and then claim a number of dependent allowances equal to your dependents.
Choosing B when only one spouse works, or C when both do, is the most common G-4 mistake and it will leave your withholding meaningfully off all year.
Retirement income gets favourable treatment
Georgia exempts Social Security benefits from state income tax entirely.
It also offers a retirement income exclusion on other sources: up to $35,000 of retirement income for taxpayers aged 62 to 64, and up to $65,000 for those 65 and older, per person. For a married couple both over 65 that is up to $130,000 of retirement income shielded from Georgia tax.
That combination makes Georgia notably favourable for retirees, and it is worth factoring in if you are weighing traditional versus Roth contributions while working in the state.
Common questions
How much is $50,000 after taxes in Georgia?
A single filer keeps about $40,609 a year, or $1,561.87 per biweekly paycheck. That is after $3,820 federal income tax and $3,825 in Social Security and Medicare, at an effective rate of 18.8%.
How much is $75,000 after taxes in Georgia?
Approximately $58,599 a year for a single filer, or $2,253.79 per biweekly paycheck, at an effective rate of 21.9%.
How much is $100,000 after taxes in Georgia?
About $74,939 for a single filer, an effective rate of 25.1%.
What is Georgia's income tax rate for 2026?
4.99%, a flat rate on all taxable income. HB 463 cut it from 5.19% and accelerated the reduction schedule, reaching a sub-5% rate three years ahead of the original plan. Sites still showing 5.19%, 5.09% or 5.39% are out of date.
What is the Georgia standard deduction for 2026?
$15,000 for single filers, head of household and married filing separately, and $30,000 for married filing jointly. HB 1199 also raised the dependent deduction from $4,000 to $5,000.
Does Georgia have local income taxes?
No. No Georgia city or county levies an income tax, including Atlanta and Savannah. There is one flat state rate and one withholding form.
How much is $75,000 after taxes in Georgia?
A single filer earning $75,000 keeps roughly $58,599 a year, about $2,254 per biweekly paycheck. That is after $7,670 federal tax, $5,738 in FICA and $2,994 in Georgia income tax — an effective rate near 21.9%.
What is Form G-4?
Form G-4 is Georgia's state withholding certificate. Rather than numeric personal allowances, you choose a filing status letter (A, B, C or D) and claim dependent allowances. Picking the wrong letter when one spouse works is the most common cause of incorrect Georgia withholding.
Does Georgia tax retirement income?
Social Security benefits are fully exempt. Georgia also excludes up to $35,000 of other retirement income for those aged 62 to 64 and up to $65,000 for those 65 and older, per person.