Tax year 2026 · 2%–6.5% state + 2.25%–3.30% county
Maryland Paycheck Calculator 2026
Maryland is the state most calculators get wrong, because your county charges its own income tax on top of the state rate — anywhere from 2.25% to 3.30%. Choose your county below and the figure will actually match your stub.
| Item | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,500.00 | $65,000.00 |
| Federal income tax | $216.15 | $5,620.00 |
| Social Security | $155.00 | $4,030.00 |
| Medicare | $36.25 | $942.50 |
| Maryland income tax | $104.76 | $2,723.88 |
| County tax (3.20%) | $71.94 | $1,870.40 |
| Take-home pay | $1,915.89 | $49,813.23 |
Estimate only. This uses standard withholding assumptions and does not account for W-4 adjustments, multiple jobs, or local city taxes. Not tax advice — see the disclaimer.
Maryland Take-Home Pay at Common Salaries
Estimated take-home for a single filer using the standard deduction with no pre-tax contributions. Your own paycheck will differ based on your W-4, benefits and retirement contributions.
County tax here assumes Baltimore County at 3.20%. Use the calculator above for your own county.
| Gross salary | Federal | FICA | State + county | Take-home | Effective rate |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $2,607 | $31,713 | 20.7% |
| $50,000 | $3,820 | $3,825 | $3,402 | $38,953 | 22.1% |
| $60,000 | $5,020 | $4,590 | $4,197 | $46,193 | 23% |
| $75,000 | $7,670 | $5,738 | $5,389 | $56,203 | 25.1% |
| $85,000 | $9,870 | $6,503 | $6,184 | $62,443 | 26.5% |
| $100,000 | $13,170 | $7,650 | $7,377 | $71,803 | 28.2% |
| $125,000 | $18,734 | $9,563 | $9,410 | $87,293 | 30.2% |
| $150,000 | $24,734 | $11,475 | $11,507 | $102,284 | 31.8% |
Filing jointly changes this. On $100,000 a married couple pays $6,856 in maryland state-level tax rather than $7,377, and keeps about $77,854 against a single filer's $71,803.
Maryland Paycheck Calculator by Pay Frequency
Your annual salary does not change with how often you are paid, but the amount landing in your account each time does. Take-home figures, single filer:
| Annual salary | Weekly | Biweekly | Semi-monthly | Monthly |
|---|---|---|---|---|
| $50,000 | $749.10 | $1,498.20 | $1,623.05 | $3,246.10 |
| $60,000 | $888.33 | $1,776.66 | $1,924.72 | $3,849.44 |
| $75,000 | $1,080.83 | $2,161.66 | $2,341.80 | $4,683.60 |
| $100,000 | $1,380.83 | $2,761.66 | $2,991.80 | $5,983.60 |
Biweekly and semi-monthly are not the same. Biweekly means 26 paychecks a year; semi-monthly means 24 slightly larger ones. Two months a year contain three biweekly paydays, which is why some months feel unexpectedly comfortable.
How Much Is $50,000 After Taxes in Maryland?
A single filer earning $50,000 keeps approximately $38,953 a year, an effective tax rate of 22.1%.
| Amount | |
|---|---|
| Annual gross | $50,000 |
| Federal income tax | $3,820 |
| Social Security and Medicare | $3,825 |
| Maryland state + county tax | $3,402 |
| Annual take-home | $38,953 |
| Monthly | $3,246.10 |
| Biweekly | $1,498.20 |
| Weekly | $749.10 |
How Much Is $75,000 After Taxes in Maryland?
A single filer on $75,000 takes home roughly $56,203, an effective rate of 25.1%.
| Amount | |
|---|---|
| Annual gross | $75,000 |
| Federal income tax | $7,670 |
| Social Security and Medicare | $5,738 |
| Maryland state + county tax | $5,389 |
| Annual take-home | $56,203 |
| Monthly | $4,683.60 |
| Biweekly | $2,161.66 |
| Weekly | $1,080.83 |
That is the same as $36.06 an hour at 40 hours a week — see $35 an hour is how much a year for the hourly comparison.
How Much Is $100,000 After Taxes in Maryland?
A single filer on $100,000 keeps about $71,803, an effective rate of 28.2%.
| Amount | |
|---|---|
| Annual gross | $100,000 |
| Federal income tax | $13,170 |
| Social Security and Medicare | $7,650 |
| Maryland state + county tax | $7,377 |
| Annual take-home | $71,803 |
| Monthly | $5,983.60 |
| Biweekly | $2,761.66 |
| Weekly | $1,380.83 |
Married filing jointly on the same income keeps roughly $77,854, because of the larger federal and state standard deductions.
Two income taxes, not one
Every Maryland resident pays two income taxes that are both withheld from the same paycheck:
- State income tax, on a graduated scale from 2% up to 6.5%
- County income tax, a flat rate set by the county you live in
The county tax is the part that trips people up. It is not optional, it is not a small rounding figure, and it is based on your county of residence rather than where you work. Someone in Worcester County pays 2.25%. Someone in Dorchester or Kent County pays 3.30%. On a $95,000 salary that gap is roughly $950 a year for identical work.
County rates for 2026
| County | Rate |
|---|---|
| Worcester | 2.25% |
| Talbot | 2.40% |
| Garrett | 2.65% |
| Cecil | 2.74% |
| Washington | 2.95% |
| Carroll, Charles | 3.03% |
| Harford | 3.06% |
| Allegany, Baltimore City, Baltimore County, Calvert, Caroline, Howard, Montgomery, Prince George's, Queen Anne's, Somerset, St. Mary's, Wicomico | 3.20% |
| Dorchester, Kent | 3.30% |
| Anne Arundel | graduated, 2.70%–3.20% |
| Frederick | graduated, 2.25%–3.20% |
Two things changed for 2026. The statutory maximum rose from 3.20% to 3.30%, and two counties moved up: Allegany went from 3.03% to 3.20%, and Kent went from 3.20% to 3.30%. Dorchester had already jumped to 3.30% retroactively for 2025.
Anne Arundel and Frederick are not flat. Both run graduated local brackets. Anne Arundel charges 2.70% on the first $50,000 of Maryland taxable income for a single filer, 2.94% up to $400,000, then 3.20%. Frederick starts at 2.25% and steps up through 2.75% and 2.96% to 3.20%. The calculator above handles both properly and shows your effective local rate.
If you are weighing a move within the state, this is a real and permanent difference in your take-home pay.
The two new top brackets
Maryland's Budget Reconciliation and Financing Act of 2025 added two new brackets at the top of the scale — 6.25% and 6.50% — retroactive to January 1, 2025.
These only bite at high incomes. For a single filer the 6.25% rate starts above $500,000 and 6.50% above $1,000,000. Most workers never reach them, but if you are a high earner in Maryland your marginal rate is now meaningfully higher than it was two years ago.
The standard deduction changed — and most calculators missed it
For years Maryland calculated the standard deduction as 15% of adjusted gross income, bounded by a floor and a ceiling. That formula no longer exists.
The Budget Reconciliation and Financing Act of 2025 replaced it with a flat amount and eliminated the income-based phase-in entirely. For tax years beginning after December 31, 2024:
| Filing status | Standard deduction |
|---|---|
| Single, married filing separately, dependent | $3,350 |
| Married filing jointly, head of household, qualifying surviving spouse | $6,700 |
Future increases are indexed to cost-of-living adjustments.
This matters because a great many online Maryland calculators still run the old 15% formula and quietly return the wrong number. If a calculator gives you a different figure than this one, check which deduction it is applying.
What this means for your paycheck
Combine the state and county rates and most Maryland workers face a marginal state-level rate somewhere between 7.5% and 9.05%. Stack federal income tax and FICA on top and it is common for a Maryland worker to see 30% or more of gross pay disappear before the money reaches them.
That makes pre-tax deductions unusually valuable here. A dollar into your 401(k) in Montgomery County avoids federal tax, 4.75% or more of state tax, and 3.20% of county tax simultaneously.
Working in DC or Virginia
Maryland has reciprocity agreements with the District of Columbia, Virginia, West Virginia and Pennsylvania. If you live in Maryland and work in one of those jurisdictions, you pay Maryland tax on that income rather than the other jurisdiction's — you file a reciprocity form with your employer and they withhold for Maryland.
This is genuinely useful for the large number of Maryland residents commuting into DC. Without the agreement you would face two withholding regimes and a credit calculation at filing.
Common questions
How much is $50,000 after taxes in Maryland?
A single filer keeps about $38,953 a year, or $1,498.20 per biweekly paycheck. That is after $3,820 federal income tax and $3,825 in Social Security and Medicare, at an effective rate of 22.1%.
How much is $75,000 after taxes in Maryland?
Approximately $56,203 a year for a single filer, or $2,161.66 per biweekly paycheck, at an effective rate of 25.1%.
How much is $100,000 after taxes in Maryland?
About $71,803 for a single filer, an effective rate of 28.2%.
What is the Maryland county income tax?
Every Maryland county and Baltimore City levies its own income tax on residents. For 2026 the rates run from 2.25% in Worcester County to 3.30% in Dorchester and Kent. Anne Arundel and Frederick use graduated brackets rather than a flat rate. It is withheld from your paycheck alongside state tax.
Is Maryland county tax based on where I live or where I work?
Where you live. Your county of residence on the last day of the tax year determines the rate, regardless of which county or state you work in.
What is the Maryland standard deduction for 2026?
$3,350 for single, married filing separately and dependent filers, and $6,700 for married filing jointly, head of household and qualifying surviving spouse filers. The Budget Reconciliation and Financing Act of 2025 replaced the old 15%-of-income formula with these flat amounts and removed the income-based phase-in.
What is Maryland's top income tax rate in 2026?
6.5%. The Budget Reconciliation and Financing Act of 2025 added two new top brackets of 6.25% and 6.50%, retroactive to January 1, 2025. Before that the top rate was 5.75%.
Do I pay Maryland or DC tax if I live in Maryland and work in Washington DC?
Maryland. The two jurisdictions have a reciprocity agreement, so you file a reciprocity form with your employer and Maryland tax is withheld instead of DC tax.